Uber has changed the way we travel. With just a tap on your phone, you can request a ride within minutes, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Collisions can occur, and when they do, passengers may suffer injuries.

This article explores typical Uber accident injuries, who may be liable for damages, and the legal steps involved in pursuing compensation.

Frequent Injuries from Uber Rides

Passengers in an Uber may suffer a wide range of injuries, particularly when the vehicle is in an accident. Among the most common injuries are:

Whiplash: This neck injury is common in rear-end collisions, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.

Broken Bones: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.

Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.

Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These injuries may require surgery, physical therapy, and long-term care.

Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.

Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.

Figuring Out Fault in Uber Injury Cases

Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.

The Uber Driver: The Uber driver can be responsible for any injuries if uber driver lawsuit settlement they were at fault. Common causes include distracted driving or breaking traffic laws.

Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.

Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.

Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.

What Uber’s Insurance Covers in Accidents

Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.

Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.

Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.

How to File a Legal Action for Uber Injuries

If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.